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Rhode Island

Workers’ Compensation Presumptive Legislation

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Last Updated
September 8, 2020

As of August 20, 2020, Rhode Island’s legislature is considering house bill 8066 which would create a COVID-19 workers’ compensation presumption for police, fire fighters, EMS, medical workers, correctional officers, dispatchers, paramedics, pharmacists, pharmaceutical technicians, grocery workers, retail workers,  essential  state  and  municipal  employees,  public  transportation  employees,  parcel and freight  delivery  employees, truck  drivers  and  utility  workers

 

Such bills are a part of a rapidly expanding national trend. Legislative bodies across the country are currently considering laws creating broad evidentiary presumptions of work-relatedness for COVID-19 workers’ compensation claims.

Laws creating broad evidentiary presumptions for COVID-19 present both practical and legal problems for employers and workers’ compensation insurance carriers and may also ultimately frustrate their intended beneficiaries -- the front-line workers suffering from COVID-19. For workers, the rush to legislate has resulted in bills that are overbroad, covering employees with no special risk of exposure e.g. police dispatchers and hospital administrators, and under broad, often leaving out less glamorous jobs with high exposure such as bus drivers and store clerks. For employers and insurers, these laws radically shift the burden of proof on existing policies and may create enormous liabilities. Challenges to these laws will need to be resolved by courts - these bills may not withstand constitutional challenges based on retroactivity, the takings clause, the contracts clause, and due process. 

Chartwell is working across the nation to represent the interests of insurers and employers. Chartwell attorneys are on the front-line litigating all issues associated with COVID-19 and are available to advise regarding both individual claims and litigation challenging legislation.

As of April 30, 2020,

Rhode Island

does not yet have a law creating a presumption of work-relatedness for the diagnosis of COVID-19. However, national trends suggest that such legislation may only be a matter of time.

Laws creating broad evidentiary presumptions for COVID-19 present both practical and legal problems for employers and workers’ compensation insurance carriers and may also ultimately frustrate their intended beneficiaries -- the front-line workers suffering from COVID-19. For workers, the rush to legislate has resulted in bills that are overbroad, covering employees with no special risk of exposure e.g. police dispatchers and hospital administrators, and under broad, often leaving out less glamorous jobs with high exposure such as bus drivers and store clerks. For employers and insurers, these laws radically shift the burden of proof on existing policies and may create enormous liabilities. Challenges to these laws will need to be resolved by courts  - these bills may not withstand constitutional challenges based on retroactivity, the takings clause, the contracts clause, and due process.

Chartwell is working across the nation to represent the interests of insurers and employers. Chartwell attorneys are on the front-line litigating all issues associated with COVID-19 and are available to advise regarding both individual claims and litigation challenging legislation.

Potential Future Presumptive Legislation


Contact Us

Chartwell Law represents the interests of insurers and employers, as such, we continue to continue to monitor the legal landscape. If you have any questions about issues associated with COVID-19, our attorneys are available to help. Please contact your Chartwell Law attorney or email us at Covid19WC@chartwelllaw.com.