First-Party Property Claims Defense

Chartwell Law attorneys regularly defend insurance carriers in first-party claims on both residential and commercial property insurance policies throughout the state of Florida and in the other states in which we practice. Our attorneys have achieved successful results in numerous state and federal courts throughout the country, at both the trial and appellate levels.

Many of Chartwell Law attorneys practice exclusively in first-party property defense. We believe that a thorough investigation of a claim is the hallmark of a first-party claim’s defense. Our attorneys are skilled in analyzing, investigating, and resolving coverage disputes, assisting clients in reserving rights, investigating the cause and origin of claims, conducting examinations under oath, and when necessary, positioning claims for litigation.

At Chartwell, we strive to provide value-added service with our legal representation. We communicate with our clients at all stages of litigation, clearly identifying the litigation plan and seeking consensus. We evaluate the possibility of swift resolution at the outset and provide a cost-benefit analysis at critical junctures. Our goal is to adhere to the goals and philosophy of our clients while providing cost-effective representation. We understand that not all matters can or should be settled. We provide an analysis as to costs and rationale for all recommended courses of action. Any settlement analysis clearly identifies the anticipated cost savings over the anticipated life of the claim. We are vested in implementing proactive and efficient claim resolution strategies that lead to successful outcomes in the best interests of our clients.

We routinely offer a variety of webinars and have a resource center on our website that contains helpful videos, blogs and various first-party property-related topics resources. We also provide in-house training to clients.

In the area of property damage, our team of attorneys handle claims resulting from all kinds of natural disasters, accidents, and unfortunate occurrences such as:

  • Arson
  • Aviation accidents
  • Earthquakes
  • Fire and arson
  • Flooding, storm surge, water main, and pipe breaks
  • Hailstorms
  • Hurricanes
  • Mold, contamination, and other property pollutants
  • Motor vehicle accidents
  • Theft and burglary
  • Tropical storms
  • Windstorms